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AFRICA ISRAEL INVESTMENTS LTD
ALON BLUE SQUARE ISRAEL LTD
ALONY- HETZ PROPERTIES INVESTMENTS LTD
Ampal American Israel Corporation
B COMMUNICATIONS LTD
DELEK GROUP LTD
Direct Insurance Financial Investments LTD
DISCOUNT INVESTMENT CORP. LTD
FIBI Holdings Ltd
FORMULA SYSTEMS (1985) LTD
HACHSHARA INSURANCE HOLDINGS LTD
INTERNET GOLD - GOLDEN LINES LTD.
Isal Amlat Investment (1993) Limited
Israel Petrochemical Enterprises Ltd
KNAFAIM HOLDINGS LTD.
Koor Industries Limited
Leader Holdings & Investment Ltd.
MENORA MIVTACHIM HOLDINGS LTD.
Mivtach Shamir Holdings Ltd
NORSTAR HOLDINGS INC
RAPAC COMMUNICATION & INFRASTRUCTURE LTD
Scailex Corporation Ltd
Suny Electronic Inc Ltd
THE ISRAEL LAND DEVELOPMENT CO. LTD
THE PHOENIX HOLDINGS LTD
Projects and Infrastructure
Limitations of a rating and the risks of relying on a rating
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This document, including this paragraph, is copyrighted by Midroog, and is protected by copyright and by intellectual property law. This document may not be copied, or otherwise scanned, amended repackaged, further transmitted, transferred, disseminated, redistributed, duplicated, displayed, translated, resold, or stored for subsequent use for any such purpose, in whole or in part, in any form or manner or by any means whatsoever, by any person, without advance written consent from Midroog.
Caveat regarding the limitations of a rating and the risks of relying on a rating, and caveats and reservations in respect to the activity of Midroog Ltd. and the information appearing on its website
Ratings and/or publications issued by Midroog are or contain Midroog’s subjective opinions about the relative future credit risk of entities, credit obligations, debts and/or debt-like financial instruments, that apply on the date of their publication, and as long as Midroog has not changed the rating or withdrawn it. Midroog's publications may contain assessments based on quantitative models of credit risks, as well as related opinions. Ratings and publications by Midroog do not constitute a statement about the accuracy of the facts at the time of the publication or in general. Midroog makes use of rating scales to issue its opinions, according to definitions detailed in the scale itself. The choice of a symbol to reflect Midroog’s opinion with respect to credit risk reflects solely a relative assessment of that risk. Midroog’s ratings are issued on a national scale and, as such, are opinions of the relative creditworthiness of issuers and financial obligations within Israel. National scale ratings are not designed to be compared between countries; rather, they address relative credit risk within a given country.
Midroog defines credit risk as the risk that an entity may fail to meet its contractual financial obligations on schedule and the estimated financial loss in the event of default. Midroog's ratings do not address any other risk, such as risks relating to liquidity, market value, change in interest rates, and fluctuation in prices or any other element that influences the capital market.
The ratings and/or publications issued by Midroog do not constitute a recommendation to buy, hold, and/or sell bonds and/or other financial instruments and/or make any other investment and/or forgo any of these actions.
Nor do the ratings and/or publications issued by Midroog constitute investment advice or financial advice, nor do they address the appropriateness of any given investment for any specific investor. Midroog issues ratings on the assumption that anybody making use of the information therein and of the ratings will exercise due caution and make his own assessment (himself and/or through authorized professionals) of the merit of any investment in a financial asset that he is thinking of buying, holding or selling. Every investor should obtain professional advice in respect to his investments, to the applicable law, and/or to any other professional issue.
NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY SUCH RATING OR OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY MIDROOG IN ANY FORM OR MANNER WHATSOEVER.
Midroog’s credit ratings and publications are not intended for use by retail investors and it would be reckless and inappropriate for retail investors to use Midroog’s credit ratings or publications when making an investment decision. If in doubt you should contact your financial or other professional adviser.
All the information contained in Midroog ratings and/or p
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